2014.02.20【英译中】理财小贴士:大学生省钱的五大妙招

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发表于:2014-02-20 08:57 [只看楼主] [划词开启]



      Whether it’s your first or your third year, the temptation to spend is everywhere – not least at the union bar. Problem is, you’ll need cash left at the end of term if you fancy joining the university ski trip. Here are ten great money saving tips for old and new students alike.


1.
Budget during the first weeks of term
      
With the living expenses fresh in your account, you’re so far 'in the black' that you’re positively itching to spend. Beware – you have entered the danger zone. Someone organises a fancy dress party: you fork out on an expensive costume. You need a new hobby: you acquire a ukulele.
       It’s hard to budget when you’re keen to have fun, but it is worth holding off on extravagant spending early on. If you want to go out and celebrate at the end of term, check out some student budget apps to make sure you have something left to spend.

2.Enjoy student discounts

      Congratulations – you are now eligible for a ridiculous number of discounts. This doesn’t mean you should be increasing your spending just to enjoy them, but it does mean savings when you do go shopping.

      Be sure to check the list of offers before registering for a card, as it’s only worth buying if you are likely to use it.


3.Head online for money saving tips
       
Once you've arrived at university, chances are you’ll spend more time online than can really be healthy – generally at 1am. As you're already connected, make the most of your browsing time by heading to some websites for offers, discounts and budgeting tips.

4.Buy non-branded

       
We understand that there’s something less than glamorous about supermarket value ranges. Don’t let that stop you – the quality is often indistinguishable from that of branded produce. Avoiding the household names can mean a hefty saving on filling the fridge, so you’d be wise to look beyond the labels.

      Next time an all-nighter leaves you with a headache, remember that the same principle also applies to medicines. Branded pain killers can be significantly more expensive than supermarket versions, which often sell for less than £1.


5.Get paid to do stuff

      Shouldn’t that say ‘get a job’? Well, sort of – but we’re aware that not every university gives you time to put your all into studying while working in a bar along the way. If you think you can balance it, by all means apply for a job. If you can’t, try taking part in paid online surveys or market research focus groups. After all, everyone secretly loves a good survey!
      Ipsos rewards users for completing surveys online, offering vouchers from the likes of Amazon and John Lewis. If you have a little more time, a focus group like Saros will pay £30 to £100 for two hours’ work – a welcome boost to your budget.





最后编辑于:2014-03-06 17:59
分类: 英语
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